🌍 攻略 · 1 分钟Guide · 1 min

怎么查你的卡是哪种货币?How to Find Your Card's Settlement Currency

大多数人的卡,就是你开卡所在国家/地区的货币。在中国开的卡 → 人民币;在美国 → 美元;欧元区 → 欧元。不确定就用下面几招查一下。 For most people, your card settles in the currency of the country where you opened it. Opened in China → CNY; US → USD; Eurozone → EUR. If unsure, check with the methods below.

3 个查法3 ways to check

看账单:你每月还款用的是什么货币,那就是你卡的货币。Check your statement: the currency your monthly bill is issued/repaid in is your card's currency.
看领用合约/费率表:搜"账单货币""billing currency""货币转换费"字样。Cardholder agreement / fee schedule: search for "billing currency" and "currency conversion fee".
问客服:直接问"我这张卡境外非本币消费按什么货币入账、收不收货币转换费"。Ask support: "What currency do foreign purchases post in, and is there a conversion fee?"

提醒:少数是多币种卡(可能以美元结算),或本身是外币账户——这类要按卡实际的货币来。查清后,把它填进计算器的"你的卡是哪种货币"。Note: a few are multi-currency cards (may settle in USD) or foreign-currency accounts — use the actual settlement currency. Once you know it, enter it as the "card currency" in the calculator.